Debt Collection for Consumer Accounts

This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. For additional information about your account, please phone 800-334-7713.

By accessing and using this web site, you acknowledge you have been directed to this web site by a written communications from SCA Collections, Inc., a debt collector attempting to collect a debt that included an explanation of your validation rights, your account number, total balance due and the name of the current creditor of your account. If you are not responding to this form of communication, please contact our office at 800-334-7713 or write us at PO Box 876 Greenville, NC 27835 to obtain this information.

*We are required under state law to notify consumers of the following information. This list does not contain a complete list of the rights consumers have under state and federal law.

California

License Number- 10600-99

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collections Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. We will not submit a negative credit report to a credit reporting agency about this credit obligation until the expiration of any time period described in your collection notice.
Nonprofit credit counseling services may be available in the area.

New Mexico

Your Rights About Surprise Medical Billing

Surprise Billing Protection Act—

Providers that perform health care services that result in out of network services “Surprise Billing” may be limited to the amount of charges that can be assessed. Prospective patients should contact their insurance carriers in advance and/or the Provider when possible to determine if the scheduled health care services to be provided will be covered at an in-network rate. When prior contact is not possible for the care required you should follow the same steps above to Protect yourself from any Surprise Billing.

Any questions about the Surprise Billing Act SB 337 can be obtained online or by contacting the Superintendent of Insurance:

Mailing Address—

Office of the Superintendent of Insurance: PO Box 1689 Santa Fe, NM 87504

North Carolina

North Carolina Permit Number is 119498521

Tennessee

This collection agency is licensed by the collection service board of the department of commerce and insurance.